• Feb 5, 2023
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Types of insurance

There are many types of insurance and insurance companies, so we have collected here the different types of insurance that you may need some or all of them mostly due to their importance, such as: home insurance, car insurance, ship insurance, corporate insurance and general or comprehensive civil liability insurance where the insured person becomes responsible Legally and also responsible for paying the specified funds, in relation to several things as follows:

Types of insurance
1- Health insurance that includes accidental bodily injuries that are normal for any person to be exposed to.

2- Property insurance, which includes losses and damages to property.

3- Professional civil liability insurance, represented by the legal liability arising as a result of the professional negligence of the insured or the employees. This type of insurance is not specific to a specific profession, but is related to various professions, such as: engineers of various specializations such as architects, consultants, jurists, accountants, and others.

As I explained, there are many types of insurance, including: cooperative insurance, insurance with a fixed subscription, marine, river, air and land insurance. This type of insurance works to cover and mitigate the effects of risks resulting from human lack of management and to which maritime transport is exposed in general, such as: fire and ship burning, or damage Some goods or their sinking, and of course shipwreck or robbery and other risks beyond human control, and the same procedures apply to air transport, which is represented by plane crashes, collisions, fires, etc., as is the case in river transport, which is represented by canals and rivers, or Land transport, which includes cars and vehicles of various types of means of transport.

Then another type of insurance appears, such as private insurance and social insurance. For example, private insurance is what the individual does to insure all kinds of property, life, or otherwise. As for social insurance, it is the insurance that the state undertakes and guarantees to cover the risks to which many layers are exposed. Society due to their exposure to an accident in one of the state institutions, whether it was in an interest or center of its centers or in a means of mass transportation, and this is compulsory insurance. on the state.

There is another type of multiple types of insurance, including insurance against damages, and this type of insurance is done by the person to cover the multiple risks that occur to his property, but this type of insurance did not include life insurance, but this insurance is divided into two types, namely: 1- Insurance on things Any insurance of money and property of all kinds. As for the second type, it is 2- Liability insurance. This type of insurance covers the costs as a result of a mistake committed by the insured, for example, when one of the insured acts of sabotage to the property of another person or several persons.

My dear, these are the most famous and important types of insurance that may interest you or that you or those around you may need. I have tried to present the most important details and information that may help you when applying for an insurance policy.

Health guarantee
The state is interested in providing a set of health programs that include comprehensive medical coverage for all Emirati citizens, residents or expatriates; In the interest of the health of all members of society and all its groups, these programs may provide cards through which treatment can be made in a large number of public health care facilities as well as private care facilities included in the work of health insurance companies in the Emirates, and they also include a wide geographical coverage to provide the largest and best additional medical benefit for all categories And the elements of the population of the UAE are of different classes and levels, so you should take the initiative to go to the company’s headquarters and make a health insurance policy for you and all members of your family.

home insurance
Securing the house is one of the necessary goals that a person must take care of. Therefore, some tips and information have been written that must be used to secure the house from theft, for example, whether you are traveling or want to travel for study, work, treatment, or others, and whatever the reason, you must do some Steps to ensure the protection of your home and property from theft or damage of all kinds, the first steps that must be taken is to strengthen the means of internal and external protection of the home and the most prominent steps that are activated by insurance companies:

Highly trained guard dogs.
High quality surveillance cameras.
Multiple alarms to protect the house from all directions.
Advanced electronic door and window locks.
Accurate distribution of lighting so that it reveals all corners of the house at all times.
In addition to taking advantage of smart applications and mobile phones to see the home in its finest details wherever you go through the phone and the application dedicated to home security, many security applications may be available on smart phones that enhance protection and home security, and of course they are available on all devices or phones whether they are working With an Android or iPhone IOS system, for example, an application called “August Smart Lock Pro” and the device dedicated to it, as it is considered one of the best and latest devices used in the home security process, as the application for this device helps you to lock and unlock the doors of the house from anywhere without That you need a key, and not only that, but it sends several alerts to the phone throughout the day to tell you all the details that happen in your home and who entered or left the house.