• Mar 21, 2023
• 1 comment

Facility insurance

Goods insurance As for the insurance of the establishment or several establishments, this type is considered one of the most important types of commercial insurance that targets merchants, business owners and companies, and of course includes owners of medium and emerging projects,

Facility insurance

The insurance of the establishment includes the insurance of commercial stores such as: clothing and grocery stores, various bakeries, salons, women’s ateliers, beauty centers for women and men, various clinics, major centers, electronic maintenance shops, and other establishments and various activities. The facility may be insured in several cases, including: insurance of the facility against fires and others Among other risks, facility insurance coverage also includes theft by breakage, dislocation and forced entry, or earthquakes, explosions such as fresh water pipes, the fall of aircraft or collision of any parts thereof, and collision of vehicles and tractors responsible for transporting goods.

Dubai Insurance

Dubai Insurance Now, most of the citizens of Dubai are sufficiently aware of the importance of insurance in general and the role it plays in covering many types and properties to insure them. For this reason, insurance companies in Dubai represent a distinguished and important position for not a few groups of citizens in Dubai, and of course they represent the same importance for owners of companies and government institutions. In the majors that most Dubai citizens need, on top of these types, the most important of which are: life insurance and health insurance. In view of the importance and effective role played by the insurance companies in Dubai, we have written this article to present the most important services that our company provides and works on in Dubai. Therefore, our company tops the list of the best companies specialized in Dubai insurance. The Dubai insurance company may include providing many services, on top of which is the payment of financial dues, health insurance for workers, and comprehensive examinations for them that ensure business continuity and raise production efficiency, in the event of financial failure that may be exposed It has some employers and companies, and the Dubai insurance company also bears all the costs of returning and returning to the country to which the worker belongs. It also works to return the remains of the dead in cases of death, whether at work or in the event of an accident. Dubai insurance also includes raising the unpaid salary and work injuries. and end of service.

Insurance guarantees

Insurance guarantees Anyone who undertakes an insurance business or wishes to obtain a private insurance policy must know his rights and insurance guarantees. However, insurance guarantees are subject to conditions and apply in specific cases, such as cases of refunding the bank guarantee, which is refunded in the following cases:

1- In the event of cancellation of the work permit of one of the workers, and this case occurs in the event that it is proven that he left the country.

2- In the event of the death of one of the workers, and in this case, evidence must be submitted to prove the deportation of his body or his burial within the country.

3- If one of the workers transfers to a new employer.

4- Any of the other cases in which the employer proves the cancellation of the worker's permit, but this is done in the event that all his dues are paid.

Hence, insurance guarantees and bank guarantees are returned, and they are also applied in the case of establishment insurance, but when the work permit of one of the workers covered by those guarantees is canceled, and thus the work relationship between that worker and the employer ends, or those bank guarantees can be returned when purchasing an insurance policy or policy. In the case of renewing the employer and making a permit for one of these workers, but this is done on the condition that the establishment has not committed any violations related to non-payment of salaries or one of the salaries, within a specified period not exceeding the last six months, but before renewing the expired permit for one of the workers.

Facility insurance

The guarantee or insurance guarantees are applied to the bank guarantee and insurance of workers’ rights, based on one of the ministerial decisions of last year regarding the insurance guarantees for the year 2022 AD that pertain to the bank guarantee and private insurance for workers’ rights, as well as bank insurance for establishments and the freedom to choose the means of protection prescribed for the rights of these workers from Specific options, including: paying a specified amount of a bank guarantee, the value of which must not be less than 3000 dirhams, and that is for each worker, not all workers, and that amount must be deposited through banks operating in the country, in addition to that guarantee being valid from the date It is issued and extends for up to a year, and it must be renewed automatically, and it is paid based on a request directed by the Ministry of Insurance and without the presence of any other restrictions, with the payment of the insurance value for each of the workers from the time during the purchase of the insurance policy and not after it, even if it was after a short period.